:root {
  --bg:#faf6ee;
  --cream:#fff9ef;
  --card:#fffdf8;
  --line:#ece0cc;
  --line2:#e2d3b8;
  --ink:#2c2620;
  --ink2:#7c6f5c;
  --ink3:#a99a83;
  --gold:#c8a463;
  --gold2:#a9803f;
  --grad:linear-gradient(120deg,#dcbd86,#b9893f);
  --shadow-sm:0 8px 20px rgba(90,62,20,.08);
  --shadow-md:0 16px 38px rgba(90,62,20,.12);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;line-height:1.5}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}

.page,.wrap{max-width:1180px;margin:0 auto;padding:30px 24px 56px}
.serif,h1,h2,h3,h4{font-family:Fraunces,Georgia,serif}
h1,h2,h3,h4{margin:0 0 10px}
p{margin:0}

.site-header{position:sticky;top:0;z-index:60;background:rgba(255,249,239,.95);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.site-header .inner{max-width:1240px;margin:0 auto;padding:12px 24px;display:flex;align-items:center;gap:18px}
.logo-lockup{display:inline-flex;align-items:center;gap:9px;flex:0 0 auto;text-decoration:none}
.logo-icon{height:32px;width:32px;display:block;flex:0 0 auto}
.logo-word{font-family:Fraunces,Georgia,serif;font-size:23px;font-weight:600;color:#2c2620;letter-spacing:-.2px;line-height:1;white-space:nowrap}
.main-nav{display:flex;align-items:center;gap:18px;margin-left:auto}
.main-nav a{font-size:14px;font-weight:600;color:var(--ink2)}
.main-nav a:hover{color:var(--gold2)}
.header-actions{display:flex;align-items:center;gap:10px;margin-left:10px}
.user-chip{font-size:14px;font-weight:700;padding:8px 12px;border-radius:999px;background:#fff;border:1px solid var(--line2)}

.btn,button{
  appearance:none;border:0;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:11px 15px;border-radius:12px;font:600 14px/1.1 Inter,system-ui,sans-serif;transition:.15s
}
.btn:hover,button:hover{transform:translateY(-1px)}
.btn-primary,button,.btn{background:var(--grad);color:#3a2c10;box-shadow:0 8px 24px rgba(185,137,63,.30)}
.btn-primary:hover,button:hover,.btn:hover{box-shadow:0 12px 30px rgba(185,137,63,.42)}
.btn-secondary,.btn.secondary,button.secondary{background:#fff;color:var(--ink);border:1px solid var(--line2);box-shadow:none}
.btn-link{background:none;border:0;color:var(--gold2);font-weight:700;padding:0;box-shadow:none}

input,select,textarea{width:100%;padding:11px 12px;border:1px solid var(--line2);border-radius:11px;background:#fff;color:var(--ink);font:500 14px/1.35 Inter,system-ui,sans-serif}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--gold2);box-shadow:0 0 0 3px rgba(200,164,99,.18)}
label{display:block;font-weight:650;color:var(--ink);font-size:13.5px;margin:8px 0 6px}

.grid{display:grid;gap:14px}
.grid-2{grid-template-columns:1fr 1fr}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:18px;margin-bottom:16px;box-shadow:var(--shadow-sm)}
.muted{color:var(--ink2)}
.small{font-size:12px}
.notice{padding:10px 12px;border-radius:12px;background:var(--cream);border:1px solid var(--line2);margin:0 0 14px;color:var(--ink)}
.error{background:#ffe7e7;border-color:#ffc2c2;color:#8b1f1f}
.table{width:100%;border-collapse:collapse}
.table th,.table td{padding:9px;border-bottom:1px solid var(--line);text-align:left;font-size:13.5px;vertical-align:top}
.table th{font-size:12px;text-transform:uppercase;letter-spacing:.6px;color:var(--ink2)}
.section-heading{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:12px}

.site-footer{border-top:1px solid var(--line);background:var(--cream)}
.site-footer .inner{max-width:1240px;margin:0 auto;padding:22px 24px 28px;display:flex;flex-direction:column;gap:14px}
.footer-badges{display:flex;gap:10px;flex-wrap:wrap}
.footer-badges span{font-size:12px;color:var(--ink2);border:1px solid var(--line2);padding:7px 10px;border-radius:999px;background:#fff}
.footer-links{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;color:var(--ink3);font-size:12.5px}
.footer-links nav{display:flex;gap:12px}
.footer-links a{color:var(--gold2);font-weight:600}

/* Home */
.home-hero{padding:48px 0 0}
.home-hero .hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:46px;align-items:center}
.hero-pill{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:700;color:var(--gold2);background:var(--cream);border:1px solid var(--line2);padding:6px 12px;border-radius:999px;margin-bottom:18px}
.hero-pill .dot{width:7px;height:7px;border-radius:50%;background:var(--gold)}
.home-copy h1{font-size:clamp(38px,5.2vw,60px);line-height:1.03;letter-spacing:-.022em;font-weight:600;margin-bottom:16px}
.home-copy h1 .accent{color:var(--gold2)}
.home-copy .lead{max-width:520px;color:var(--ink2);font-size:17px;line-height:1.55}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.btn-lg{padding:14px 22px;font-size:15px;border-radius:13px}
.trust-row{display:flex;flex-wrap:wrap;gap:16px;margin-top:22px;padding-top:20px;border-top:1px solid var(--line)}
.trust-row .t{display:inline-flex;align-items:center;gap:8px;color:var(--ink2);font-size:13px;font-weight:600}
.trust-row .dot{width:8px;height:8px;border-radius:50%;background:var(--gold)}
.hero-media{position:relative;aspect-ratio:4/5;max-height:520px;border-radius:22px;overflow:hidden;border:1px solid var(--line2);box-shadow:var(--shadow-md)}
.hero-media img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(160deg,rgba(255,249,239,0) 40%,rgba(120,86,30,.32))}
.float-card{position:absolute;z-index:2;max-width:230px;background:rgba(255,253,248,.94);backdrop-filter:blur(4px);border:1px solid var(--line);border-radius:14px;padding:11px 13px;box-shadow:var(--shadow-md);font-size:13px;color:var(--ink2);line-height:1.35;display:grid;gap:3px}
.float-card strong{font-size:13px;color:var(--ink);font-weight:700}
.float-card.top{top:16px;right:16px}
.float-card.bottom{left:16px;bottom:16px}

.stat-band{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:44px;padding-top:0;padding-bottom:0}
.stat-pill{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:18px;text-align:center;box-shadow:var(--shadow-sm)}
.stat-pill .num{display:block;font-size:26px;font-weight:600;color:var(--gold2);line-height:1}
.stat-pill .lbl{display:block;margin-top:6px;font-size:13px;color:var(--ink2);font-weight:600}

.home-section{padding:64px 0}
.home-section.alt{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.section-head{margin-bottom:38px}
.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:1.4px;color:var(--gold2);font-weight:800;text-align:center;margin-bottom:10px}
.section-title{font-size:clamp(28px,3.6vw,42px);line-height:1.12;text-align:center;font-weight:600;margin:0 auto;max-width:20ch}
.section-sub{max-width:60ch;margin:14px auto 0;text-align:center;color:var(--ink2);font-size:16px}
.process-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.process-step{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:var(--shadow-sm)}
.process-step.plain{text-align:center}
.step-no{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--grad);font-weight:800;color:#3a2c10;margin-bottom:14px;box-shadow:0 6px 16px rgba(185,137,63,.28)}
.feat-ico{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;background:var(--cream);border:1px solid var(--line2);font-size:22px;margin:0 auto 14px}
.process-step h3{font-size:19px;margin-bottom:7px}
.process-step p{font-size:14.5px;color:var(--ink2);line-height:1.5}

.dual-paths{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.path-card{position:relative;border:1px solid var(--line);border-radius:20px;padding:28px;background:var(--card);box-shadow:var(--shadow-sm);display:flex;flex-direction:column}
.path-card.highlight{background:linear-gradient(180deg,var(--cream),#fff);border-color:var(--line2);box-shadow:var(--shadow-md)}
.path-tag{align-self:flex-start;font-size:11.5px;font-weight:800;text-transform:uppercase;letter-spacing:.6px;color:var(--ink2);background:var(--cream);border:1px solid var(--line2);padding:5px 10px;border-radius:999px;margin-bottom:14px}
.path-tag.gold{background:var(--grad);color:#3a2c10;border-color:transparent}
.path-card h3{font-size:24px;margin-bottom:6px}
.path-card ul{margin:14px 0 20px;padding:0;list-style:none;display:grid;gap:9px}
.path-card li{font-size:14.5px;color:var(--ink2);padding-left:22px;position:relative}
.path-card li::before{content:"";position:absolute;left:0;top:7px;width:8px;height:8px;border-radius:50%;background:var(--gold)}
.path-card .btn{margin-top:auto;align-self:flex-start}

.home-cta{padding:18px 0 64px}
.cta-card{background:var(--grad);border-radius:24px;padding:48px 32px;text-align:center;box-shadow:0 24px 50px rgba(169,128,63,.32)}
.cta-card h2{font-size:clamp(28px,3.6vw,40px);color:#3a2c10;font-weight:600;margin-bottom:8px}
.cta-card p{color:#5b441c;font-size:16.5px;max-width:48ch;margin:0 auto 22px}
.cta-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn-ghost{background:rgba(255,255,255,.92);color:#3a2c10;border:1px solid rgba(255,255,255,.6);box-shadow:none}
.btn-ghost:hover{background:#fff}

/* Auth */
.auth-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:18px;align-items:start}
.auth-why{background:linear-gradient(180deg,var(--cream),#fffaf0);border:1px solid var(--line2);border-radius:22px;padding:26px;box-shadow:var(--shadow-sm)}
.auth-why h1{font-size:clamp(30px,4vw,45px);line-height:1.1;font-weight:600}
.auth-bullets{margin:18px 0 0;padding:0;list-style:none;display:grid;gap:10px}
.auth-bullets li{position:relative;padding-left:20px;color:var(--ink2);font-size:14.5px}
.auth-bullets li::before{content:"";position:absolute;left:0;top:8px;width:8px;height:8px;border-radius:50%;background:var(--gold)}
.auth-steps{margin-top:22px;padding-top:16px;border-top:1px dashed var(--line2)}
.auth-steps ol{margin:10px 0 0;padding-left:18px;color:var(--ink2);font-size:14px;display:grid;gap:6px}
.auth-card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--shadow-md)}
.auth-card h2{font-size:28px;margin-bottom:6px}

.login-shell{max-width:460px;margin:30px auto 0}
.login-logo{display:flex;align-items:center;justify-content:center;gap:11px;margin-bottom:14px}
.login-logo .logo-icon{height:44px;width:44px}
.login-logo .logo-word{font-family:Fraunces,Georgia,serif;font-size:30px;font-weight:600;color:#2c2620;letter-spacing:-.3px}
.login-card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--shadow-md)}
.login-card h1{font-size:34px;text-align:center;margin-bottom:4px}
.login-card p{font-size:14.5px;color:var(--ink2);text-align:center;margin-bottom:14px}
.admin-toggle{margin-top:14px;border-top:1px dashed var(--line2);padding-top:14px}
.admin-toggle summary{cursor:pointer;font-size:13px;color:var(--gold2);font-weight:700}

/* Dashboard */
.dashboard-page .page{max-width:1280px;padding-top:22px}
.dashboard-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:20px;align-items:start}
.dashboard-sidebar{position:sticky;top:82px;background:var(--cream);border:1px solid var(--line2);border-radius:20px;padding:14px;box-shadow:var(--shadow-sm)}
.sidebar-group{display:grid;gap:8px}
.sidebar-group + .sidebar-group{margin-top:22px;padding-top:16px;border-top:1px solid var(--line)}
.side-link{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:999px;border:1px solid var(--line2);background:#fff;color:var(--ink);font-weight:600;font-size:14px}
.side-link.active{background:linear-gradient(180deg,#f3e4c5,#ead2a4);border-color:#d9bc83;box-shadow:inset 0 1px 0 rgba(255,255,255,.45),0 8px 20px rgba(169,128,63,.2)}
.side-link:hover{border-color:#d9bc83}
.dashboard-main{min-width:0}
.impact-card{border:2px solid #bd9651;background:linear-gradient(135deg,#fffaf0,#fef3dd);border-radius:24px;padding:26px;display:grid;grid-template-columns:1fr 190px;align-items:center;gap:20px;box-shadow:0 20px 34px rgba(169,128,63,.23)}
.impact-card h1{font-size:clamp(36px,4.3vw,56px);line-height:1.02;margin-bottom:8px}
.impact-card p{color:var(--ink2);font-size:16px;max-width:50ch}
.impact-art{width:170px;height:170px;justify-self:end}
.quick-actions{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:16px}
.quick-card{background:var(--card);border:1px solid var(--line2);border-radius:16px;padding:14px;box-shadow:var(--shadow-sm)}
.quick-card h3{font-size:20px;margin:0 0 4px}
.quick-card p{font-size:13px;color:var(--ink2);margin-bottom:10px}
.stats-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}
.stat-card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:16px;box-shadow:var(--shadow-sm)}
.stat-value{font-size:31px;line-height:1;font-family:Fraunces,Georgia,serif}
.stat-note{margin-top:6px;color:var(--ink2);font-size:13.5px}
.stat-list{margin:10px 0 0;padding:0;list-style:none;display:grid;gap:6px}
.stat-list li{font-size:13.5px;color:var(--ink2)}
.dashboard-section{margin-top:14px}

/* Proposal */
.proposal-page .page{max-width:1140px;padding-top:20px}
.proposal-nav{display:flex;align-items:center;gap:16px;margin-bottom:14px}
.proposal-nav nav{display:flex;gap:14px;margin-left:auto}
.proposal-nav nav a{font-weight:600;font-size:14px;color:var(--ink2)}
.secure-chip{margin-left:8px;border-radius:999px;padding:8px 13px;background:var(--grad);color:#3a2c10;font-size:12px;font-weight:800;box-shadow:0 8px 20px rgba(185,137,63,.26)}
.proposal-hero{position:relative;border:1px solid var(--line2);border-radius:24px;overflow:hidden;padding:36px 26px 28px;background:linear-gradient(180deg,#fffdf8,#fff7ea);box-shadow:var(--shadow-md)}
.proposal-hero::before{content:"";position:absolute;inset:0;background:url('/assets/hero-family.png') center/cover no-repeat;opacity:.18}
.proposal-hero .content{position:relative;z-index:1;max-width:680px;margin:0 auto;text-align:center}
.proposal-hero h1{font-size:clamp(36px,4.7vw,56px);line-height:1.06;margin-bottom:10px}
.proposal-hero p{font-size:16px;color:var(--ink2)}
.compare-card{margin-top:18px;background:var(--card);border:1px solid var(--line2);border-radius:18px;padding:16px;position:relative;z-index:1}
.compare-card h2{text-align:center;font-size:38px;margin-bottom:10px}
.compare-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.deal-col{border:1px solid var(--line2);border-radius:14px;background:#fff;padding:12px}
.deal-col h3{font-size:23px;margin:0 0 8px;text-align:center}
.deal-col.proposed h3{color:#6f521f}
.deal-col.old{background:#f8f8f8}
.deal-rows{display:grid;gap:7px}
.deal-row{display:flex;justify-content:space-between;gap:10px;font-size:14px;border-bottom:1px dashed var(--line);padding-bottom:6px}
.deal-row span:last-child{text-align:right;font-weight:700}
.old .deal-row{color:#5e5550}
.old .deal-row.warn span:first-child::before{content:'⚠ ';color:#b84949}
.old .deal-row span:last-child{text-decoration:line-through 2px #cc6d6d;text-decoration-skip-ink:none}
.savings-box{margin-top:10px;border:1px solid var(--line2);border-radius:12px;padding:10px;text-align:center;background:var(--cream)}
.savings-box strong{display:block;font-family:Fraunces,Georgia,serif;font-size:30px;line-height:1.04}

.lender-section{margin-top:18px;background:var(--card);border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow-sm)}
.lender-section h2{text-align:center;font-size:40px;margin-bottom:12px}
.lender-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.lender-option{position:relative}
.lender-option input{position:absolute;opacity:0;pointer-events:none}
.lender-option .ui{border:1px solid var(--line2);border-radius:14px;background:#fff;padding:12px;min-height:128px;display:flex;flex-direction:column;gap:6px;box-shadow:var(--shadow-sm)}
.lender-option .name{font-family:Fraunces,Georgia,serif;font-size:25px}
.lender-option .meta{font-size:13px;color:var(--ink2)}
.lender-option input:checked + .ui{border-color:#d0ab62;background:linear-gradient(180deg,#fff8eb,#fffdf7);box-shadow:0 10px 24px rgba(169,128,63,.24)}
.lender-option.is-disabled .ui{background:#f3f3f3;border-style:dashed;opacity:.85}
.lender-option.is-disabled .name{color:#8c8c8c}
.lender-option.is-disabled .meta{color:#8f8f8f}
.lender-option .not-available{display:inline-block;margin-top:4px;color:#8a8a8a;font-weight:700}
.choose-wrap{margin-top:12px;display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
.choose-wrap button{min-width:240px}

/* Responsive */
@media (max-width: 1100px){
  .quick-actions{grid-template-columns:1fr}
  .stats-row{grid-template-columns:1fr}
  .impact-card{grid-template-columns:1fr 150px}
  .impact-art{width:150px;height:150px}
}
@media (max-width: 980px){
  .stat-band{grid-template-columns:repeat(2,1fr)}
}
@media (max-width: 940px){
  .main-nav{display:none}
  .home-hero .hero-grid,.auth-grid,.dashboard-layout,.proposal-nav,.compare-grid,.lender-options,.process-grid,.dual-paths,.grid-2,.grid-3{grid-template-columns:1fr}
  .home-hero{padding:32px 0 0}
  .home-hero .hero-grid{gap:30px}
  .home-section{padding:48px 0}
  .section-head{margin-bottom:28px}
  .site-header .inner{flex-wrap:wrap}
  .header-actions{margin-left:0}
  .hero-media{aspect-ratio:16/10;max-height:380px;order:-1}
  .proposal-nav nav{margin-left:0;order:2}
  .proposal-nav .secure-chip{margin-left:0}
}
@media (max-width: 720px){
  .page,.wrap{padding:22px 14px 38px}
  .site-header .inner{padding:10px 14px}
  .logo-icon{height:28px;width:28px}
  .logo-word{font-size:20px}
  .impact-card h1{font-size:34px}
  .compare-card h2,.lender-section h2{font-size:32px}
  .deal-col h3{font-size:20px}
}

/* Exclusions control band */
.exclude-band{display:grid;grid-template-columns:1.25fr .9fr;gap:30px;align-items:center;background:linear-gradient(135deg,#fff8ea,#fbf2dd);border:1px solid #ecdcb4;border-radius:20px;padding:34px 32px;box-shadow:var(--shadow-sm)}
.eyebrow.gold{color:#a06f30}
.exclude-list{margin:16px 0 14px;padding:0;list-style:none;display:grid;gap:9px}
.exclude-list li{font-size:15px;color:var(--ink2);line-height:1.45;padding-left:22px;position:relative}
.exclude-list li:before{content:"\2715";position:absolute;left:0;top:1px;color:#b9893f;font-weight:700;font-size:12px}
.exclude-list li strong{color:var(--ink)}
.exclude-visual{display:flex;flex-direction:column;gap:11px}
.exclude-chip{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 16px;border-radius:12px;font-size:14.5px;font-weight:600;border:1px solid var(--line);background:#fff}
.exclude-chip.out{color:#9a7350;text-decoration:line-through;opacity:.72;border-style:dashed}
.exclude-chip.out span{color:#c0392b;text-decoration:none}
.exclude-chip.in{color:#2c2620;background:linear-gradient(135deg,#f3d488,#e0b25a);border-color:#cf9e44}
.exclude-chip.in span{color:#1f7a33;font-weight:800}
@media (max-width:820px){.exclude-band{grid-template-columns:1fr;padding:26px 20px}}

.list-toolbar{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between;margin-bottom:12px}
.list-toolbar .search{min-width:240px;max-width:360px}
.list-toolbar .actions{display:flex;gap:8px;flex-wrap:wrap}
.sortable-table th button{background:none;border:none;box-shadow:none;padding:0;color:var(--ink2);font-weight:700;cursor:pointer}
.sortable-table th button:hover{color:var(--gold2);transform:none}
.status-pill{display:inline-flex;align-items:center;padding:4px 10px;border-radius:999px;border:1px solid var(--line2);font-size:12px;font-weight:700;background:#fff}
.status-pill.pending{background:#fff4e6;border-color:#f1d7a7;color:#8f5b16}
.status-pill.progress{background:#edf6ff;border-color:#c7ddff;color:#1f4d92}
.status-pill.done{background:#eaf9ef;border-color:#bfe7cd;color:#1f7a46}
.status-pill.bad{background:#ffecec;border-color:#ffcaca;color:#9d2e2e}
.form-grid-compact{display:grid;gap:14px;grid-template-columns:repeat(3,minmax(0,1fr))}
.form-grid-compact .full{grid-column:1/-1}
.inline-field{display:flex;align-items:flex-end;gap:8px}
.inline-field .link-btn{padding:11px 12px;border-radius:11px;border:1px solid var(--line2);background:#fff;color:var(--gold2);font-weight:700;white-space:nowrap}
@media (max-width:940px){
  .form-grid-compact{grid-template-columns:1fr}
  .inline-field{align-items:stretch;flex-direction:column}
}


/* ===== list/dashboard layout fixes 2026-06-23 ===== */
/* 1) Lists span full width of the content column */
.table-wrap{width:100%;overflow-x:auto}
.sortable-table{width:100%;border-collapse:collapse;table-layout:auto}
.sortable-table th,.sortable-table td{padding:11px 12px;border-bottom:1px solid var(--line);text-align:left;font-size:13.5px;vertical-align:middle}
.sortable-table th{font-size:12px;text-transform:uppercase;letter-spacing:.6px;color:var(--ink2)}

/* 2) Top of content lines up with top of the sidebar menu */
.dashboard-main #pageNotice:empty{margin:0;padding:0}
.dashboard-main > .dashboard-section:first-child,
.dashboard-main #pageNotice:empty + .dashboard-section{margin-top:0}

/* 3) Toolbar: bottom-align the search box with the Sort/Order dropdowns */
.list-toolbar{align-items:flex-end}
.list-toolbar .actions{align-items:flex-end}
.list-toolbar label{margin:0;display:flex;flex-direction:column;gap:4px;font-weight:650;font-size:13px;color:var(--ink2)}
.list-toolbar .search{align-self:flex-end}

/* ===== Proposal design #1 rebuild 2026-06-23 ===== */
.proposal-page{background:linear-gradient(180deg,#f3e7cc 0%,#faf6ee 320px,#faf6ee 100%)}
.proposal-stage{max-width:1080px;padding-top:18px}

/* Hero: glowing couple vignette + headline */
.proposal-hero-v2{position:relative;text-align:center;padding:18px 0 6px;margin-bottom:22px}
.proposal-hero-v2 .hero-vignette{position:relative;width:min(560px,90%);margin:0 auto;aspect-ratio:16/10}
.proposal-hero-v2 .hero-vignette img{width:100%;height:100%;object-fit:cover;border-radius:50%/42%;
  -webkit-mask-image:radial-gradient(ellipse 62% 60% at 50% 50%,#000 52%,transparent 80%);
  mask-image:radial-gradient(ellipse 62% 60% at 50% 50%,#000 52%,transparent 80%);
  filter:saturate(1.05)}
.proposal-hero-v2 .hero-text{margin-top:-26px;position:relative;z-index:2}
.proposal-hero-v2 h1{font-size:clamp(30px,4.4vw,46px);line-height:1.08;color:#3a2c10;max-width:18ch;margin:0 auto 12px;text-shadow:0 1px 0 rgba(255,253,248,.6)}
.proposal-hero-v2 p{color:var(--ink2);font-size:16px;max-width:54ch;margin:0 auto;line-height:1.55}

/* Offer card: warm gold gradient framed card */
.offer-card-v2{background:linear-gradient(135deg,#fffaf0,#fdf1da);border:1px solid #e8d3a6;border-radius:24px;
  padding:26px 26px 20px;box-shadow:0 22px 46px rgba(169,128,63,.18);margin:0 auto 26px;max-width:880px}
.offer-title{text-align:center;font-size:clamp(24px,3vw,32px);color:#3a2c10;margin-bottom:18px}
.offer-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.offer-col{background:#fffdf8;border:1px solid var(--line);border-radius:18px;padding:16px;box-shadow:var(--shadow-sm)}
.offer-col.voided{background:#fbfaf7;border-style:dashed;border-color:#e0d8c8}
.offer-tab{display:block;text-align:center;font-weight:700;font-size:15px;padding:9px 12px;border-radius:12px;margin:-4px -4px 14px}
.offer-tab.gold{background:linear-gradient(180deg,#f3d488,#e0b25a);color:#3a2c10;border:1px solid #cf9e44;box-shadow:inset 0 1px 0 rgba(255,255,255,.5)}
.offer-tab.gray{background:#efeae1;color:#7c6f5c;border:1px solid #e2d8c6}
.offer-col .deal-rows{display:grid;gap:2px}
.offer-col .deal-row{display:flex;justify-content:space-between;gap:10px;padding:9px 4px;border-bottom:1px solid #f0e9da;font-size:14px}
.offer-col .deal-row span:first-child{color:var(--ink2)}
.offer-col .deal-row span:last-child{font-weight:700;color:var(--ink)}
.offer-col.voided .deal-row span:last-child{color:#b1462f;text-decoration:line-through;text-decoration-color:#d98a76}
.offer-col.voided .deal-row span:first-child::before{content:"⚠ ";color:#c0734a;font-size:11px}
.savings-box{margin-top:12px;border-radius:14px;padding:12px 14px;text-align:center}
.savings-box .savings-label{font-size:12px;text-transform:uppercase;letter-spacing:.6px;color:var(--ink2);margin-bottom:3px}
.savings-box strong{font-family:Fraunces,Georgia,serif;font-size:21px;color:#3a2c10}
.savings-box.gold{background:linear-gradient(135deg,#f8edcf,#f3e2bd);border:1px solid #e3c98f}
.savings-box.gray{background:#f1efe9;border:1px solid #e4ddcf}
.savings-box.gray strong{color:#7c6f5c}
.offer-footnote{text-align:center;margin-top:14px;color:var(--ink2);font-size:13.5px}

/* Lender section */
.lender-section-v2{max-width:880px;margin:0 auto 24px}
.lender-title{text-align:center;font-size:clamp(22px,2.6vw,28px);color:#3a2c10;margin-bottom:16px}
.lender-options-v2{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.lender-option-v2{position:relative;display:block;cursor:pointer;background:#fffdf8;border:1px solid var(--line2);border-radius:16px;padding:16px 14px;box-shadow:var(--shadow-sm);transition:.15s}
.lender-option-v2:hover{border-color:#d9bc83;transform:translateY(-1px)}
.lender-option-v2 input{position:absolute;opacity:0;pointer-events:none}
.lender-option-v2 .name{font-family:Fraunces,Georgia,serif;font-size:18px;color:#3a2c10;margin-bottom:6px}
.lender-option-v2 .meta{font-size:12.5px;color:var(--ink2);font-weight:600;margin-top:2px}
.lender-option-v2 .not-available{color:#b1462f;font-weight:700}
.lender-option-v2.is-disabled{opacity:.6;cursor:not-allowed}
.lender-option-v2.is-best{background:linear-gradient(135deg,#f8edcf,#eccf93);border:1.5px solid #cf9e44;box-shadow:0 12px 26px rgba(169,128,63,.25)}
.lender-option-v2:has(input:checked){border:1.5px solid #cf9e44;box-shadow:0 0 0 3px rgba(200,164,99,.22)}
.best-flag{position:absolute;top:-10px;left:50%;transform:translateX(-50%);background:var(--grad);color:#3a2c10;font-size:11px;font-weight:800;letter-spacing:.3px;padding:3px 10px;border-radius:999px;box-shadow:0 6px 14px rgba(185,137,63,.35);white-space:nowrap}
.choose-wrap-v2{display:flex;justify-content:center;gap:12px;margin-top:20px;flex-wrap:wrap}
.btn-choose{min-width:280px;padding:14px 22px;font-size:15px;border-radius:14px}

/* Side cards + trust strip */
.proposal-side-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;max-width:880px;margin:0 auto 20px}
.soft-card{background:#fffdf8}
.trust-strip{display:flex;justify-content:center;gap:26px;flex-wrap:wrap;max-width:880px;margin:8px auto 0;padding:18px 0 6px;border-top:1px solid var(--line)}
.trust-strip .seal{display:flex;align-items:center;gap:10px}
.trust-strip .seal-dot{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:999px;background:linear-gradient(135deg,#f3d488,#e0b25a);color:#3a2c10;font-size:15px;border:1px solid #cf9e44;box-shadow:inset 0 1px 0 rgba(255,255,255,.5)}
.trust-strip .seal strong{display:block;font-size:13px;color:var(--ink)}
.trust-strip .seal span{display:block;font-size:11.5px;color:var(--ink2)}

@media (max-width:760px){
  .offer-grid{grid-template-columns:1fr}
  .lender-options-v2{grid-template-columns:1fr}
  .proposal-side-cards{grid-template-columns:1fr}
  .btn-choose{min-width:0;width:100%}
  .trust-strip{gap:16px}
}

/* ===== Angel dashboard design #5 rebuild 2026-06-23 ===== */
.side-link{position:relative}
.side-ico{display:inline-flex;width:20px;justify-content:center;margin-right:2px;font-size:14px;filter:saturate(.7)}

/* Top region: main column + activity rail */
.dash5-top{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:18px;align-items:start;margin-bottom:14px}
.dash5-left{min-width:0;display:grid;gap:16px}
.dash5-h{font-size:20px;color:#3a2c10;margin:4px 0 -4px}

/* Hero gold gradient card with angel art */
.hero5-card{position:relative;display:grid;grid-template-columns:1fr 180px;align-items:center;gap:18px;
  background:linear-gradient(135deg,#fbeccd,#f1d79e);border:1.5px solid #d9bc83;border-radius:24px;padding:28px 30px;
  box-shadow:0 22px 40px rgba(169,128,63,.26);overflow:hidden}
.hero5-card:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 82% 40%,rgba(255,255,255,.55),transparent 55%);pointer-events:none}
.hero5-text h1{font-size:clamp(28px,3.4vw,40px);line-height:1.05;color:#3a2c10;margin:0 0 8px}
.hero5-text p{color:#6e5a30;font-size:15.5px;max-width:42ch;margin:0;line-height:1.5}
.hero5-art{justify-self:end;width:180px;height:150px;position:relative;z-index:1}
.hero5-art img{width:100%;height:100%;object-fit:contain;filter:drop-shadow(0 10px 18px rgba(169,128,63,.3))}

/* Quick action cards */
.quick5-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.quick5-card{display:flex;flex-direction:column;align-items:flex-start;gap:4px;background:#fffdf8;border:1px solid var(--line2);
  border-radius:18px;padding:18px 16px;box-shadow:var(--shadow-sm);transition:.15s;text-align:left}
.quick5-card:hover{transform:translateY(-2px);border-color:#d9bc83;box-shadow:var(--shadow-md)}
.quick5-ico{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:13px;
  background:linear-gradient(135deg,#f3d488,#e0b25a);border:1px solid #cf9e44;font-size:20px;margin-bottom:6px;box-shadow:inset 0 1px 0 rgba(255,255,255,.5)}
.quick5-card h3{font-size:17px;color:#3a2c10;margin:0}
.quick5-card p{font-size:13px;color:var(--ink2);margin:0 0 8px}
.quick5-btn{margin-top:auto;display:inline-block;padding:8px 16px;border-radius:999px;background:linear-gradient(180deg,#f3e4c5,#ead2a4);
  border:1px solid #d9bc83;color:#3a2c10;font-weight:700;font-size:13px}

/* Metric cards: gauge + savings progress */
.metric5-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.metric5-card{background:#fffdf8;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow-sm)}
.metric5-card h3{font-size:18px;color:#3a2c10;margin:0 0 12px}
.gauge5{display:flex;align-items:center;gap:16px}
.gauge5-ring{width:76px;height:76px;border-radius:999px;background:conic-gradient(var(--gold) 0deg,#efe4cc 0deg);
  display:flex;align-items:center;justify-content:center;flex:0 0 auto}
.gauge5-ring span{width:58px;height:58px;border-radius:999px;background:#fffdf8;display:flex;align-items:center;justify-content:center;
  font-family:Fraunces,Georgia,serif;font-size:22px;color:#3a2c10;box-shadow:inset 0 0 0 1px var(--line)}
.gauge5-note strong{display:block;color:var(--ink);font-size:14px;margin-bottom:2px}
.gauge5-note p{margin:0;color:var(--ink2);font-size:13px}
.metric5-sub{color:var(--ink2);font-size:13px;margin:0 0 10px}
.progress5{height:14px;border-radius:999px;background:#efe4cc;overflow:hidden;border:1px solid #e4d6ba}
.progress5-fill{height:100%;border-radius:999px;background:var(--grad);transition:width .6s ease}
.progress5-foot{display:flex;justify-content:space-between;align-items:baseline;margin-top:8px;font-family:Fraunces,Georgia,serif;font-size:18px;color:#3a2c10}
.metric5-foot{margin:6px 0 0;font-size:12.5px}

/* Activity rail */
.activity5{background:#fffdf8;border:1px solid var(--line);border-radius:20px;padding:16px 16px 8px;box-shadow:var(--shadow-sm);position:sticky;top:82px}
.activity5-head{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:8px}
.activity5-head h2{font-size:18px;color:#3a2c10;margin:0}
.activity5-head a{font-size:13px;color:var(--gold2);font-weight:700}
.activity5-list{display:grid}
.activity5-item{display:flex;gap:10px;padding:11px 2px;border-bottom:1px solid var(--line)}
.activity5-item:last-child{border-bottom:none}
.activity5-ico{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:999px;background:#f6ead0;border:1px solid #e6d4ad;font-size:14px}
.activity5-item p{margin:0;font-size:13px;color:var(--ink);line-height:1.4}
.activity5-time{font-size:11.5px;color:var(--ink3)}
.activity5-empty{padding:18px 4px;font-size:13px}

/* Flow numbered cards */
.flow5-card{position:relative;padding-top:18px!important}
.flow5-num{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:999px;
  background:var(--grad);color:#3a2c10;font-family:Fraunces,Georgia,serif;font-weight:700;margin-bottom:8px;box-shadow:0 6px 14px rgba(185,137,63,.3)}

@media (max-width:1040px){
  .dash5-top{grid-template-columns:1fr}
  .activity5{position:static}
}
@media (max-width:760px){
  .hero5-card{grid-template-columns:1fr}
  .hero5-art{justify-self:center;order:-1;width:140px;height:120px}
  .quick5-row{grid-template-columns:1fr}
  .metric5-row{grid-template-columns:1fr}
}

/* ===== Sticky footer: kill dead whitespace on short pages 2026-06-23 ===== */
body{min-height:100vh;display:flex;flex-direction:column}
body > .site-header{flex:0 0 auto}
body > main,body > .page,body > section{flex:1 0 auto}
body > .site-footer{flex:0 0 auto;margin-top:auto}

/* ===== Short marketing pages: center content vertically so the footer doesnt leave a void 2026-06-23 ===== */
body.page-center > main{display:flex;flex-direction:column;justify-content:center}
body.page-center > main > section{width:100%}

/* ===== Align dashboard sidebar+content edges to header/footer width (2026-06-23, Drew) ===== */
/* Header/footer .inner are max-width:1240px; padding:_ 24px. Dashboard .page was 1280px -> bulged. Match them so the left menu edge and content right edge line up flush with header & footer across every dashboard page. */
.dashboard-page .page{max-width:1240px;padding-left:24px;padding-right:24px}

/* body is flex column (sticky footer); a .page flex-item shrinks to content width unless stretched. Force dashboard content rail to full 1240 rail so it doesnt collapse + off-center on lighter pages (submissions/settings/new-person). 2026-06-23 */
.dashboard-page > .page{width:100%;align-self:stretch}

/* Fix: primary CTA inside the gold .cta-card band was gold-on-gold (invisible).
   Scope a high-contrast dark solid here only; primary buttons on cream bg keep gold. */
.cta-card .btn-primary{
  background:var(--ink);
  color:#fff9ef;
  box-shadow:0 10px 26px rgba(44,38,32,.32);
}
.cta-card .btn-primary:hover{
  background:#1d1812;
  box-shadow:0 14px 32px rgba(44,38,32,.42);
}

/* ===== 5 distinct proposal designs 2026-06-23 ===== */
.proposal-root{max-width:1080px;margin:0 auto}

/* ---------- DESIGN 2: COMPARISON (fintech split-screen) ---------- */
.design-comparison{max-width:1000px;margin:0 auto}
.cmp-head{text-align:center;max-width:62ch;margin:8px auto 26px}
.cmp-eyebrow{display:inline-block;font-size:11.5px;font-weight:800;letter-spacing:1.4px;text-transform:uppercase;color:var(--gold2);background:var(--cream);border:1px solid var(--line2);padding:5px 12px;border-radius:999px;margin-bottom:14px}
.cmp-head h1{font-size:clamp(28px,4vw,46px);line-height:1.08;color:#3a2c10;margin-bottom:10px}
.cmp-head p{color:var(--ink2);font-size:16px}
.cmp-split{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:stretch}
.cmp-col{border:1px solid var(--line2);border-radius:20px;padding:24px 22px;background:#fff;box-shadow:var(--shadow-sm);display:flex;flex-direction:column}
.cmp-col-head{text-align:center;font-weight:700;font-size:14px;color:var(--ink2);text-transform:uppercase;letter-spacing:.5px;margin-bottom:14px}
.cmp-old{background:#f7f6f3;border-style:dashed}
.cmp-new{background:linear-gradient(170deg,#fff7e6,#fffdf8);border:1.5px solid #d9bc83;box-shadow:0 18px 40px rgba(169,128,63,.22);position:relative}
.cmp-price{text-align:center;margin-bottom:8px}
.cmp-price strong{font-family:Fraunces,Georgia,serif;font-size:54px;line-height:1;color:#a9803f;display:block}
.cmp-price .cmp-strike{font-family:Fraunces,Georgia,serif;font-size:46px;line-height:1;color:#8c8378;text-decoration:line-through 3px #cc6d6d;display:block}
.cmp-price small{display:block;font-size:13px;color:var(--ink2);margin-top:4px}
.cmp-save-badge{align-self:center;margin:6px auto 12px;background:var(--grad);color:#3a2c10;font-weight:800;font-size:13px;padding:6px 14px;border-radius:999px;box-shadow:0 8px 18px rgba(185,137,63,.3)}
.cmp-list{list-style:none;margin:14px 0 0;padding:0;display:grid;gap:0}
.cmp-list li{display:flex;justify-content:space-between;gap:10px;padding:11px 2px;border-bottom:1px solid var(--line);font-size:14.5px}
.cmp-list li span{color:var(--ink2)}
.cmp-list li b{color:var(--ink);font-weight:700}
.cmp-old .cmp-list li b{color:#8c8378;text-decoration:line-through 2px #cc9b9b}
.cmp-quote{margin:26px auto;max-width:760px;background:var(--cream);border:1px solid var(--line2);border-left:4px solid var(--gold);border-radius:14px;padding:20px 24px;font-size:17px;line-height:1.5;color:var(--ink);position:relative;font-style:italic}
.cmp-quote .cmp-q{font-family:Fraunces,Georgia,serif;font-size:40px;color:rgba(201,164,99,.5);position:absolute;top:6px;left:14px}
.cmp-quote cite{display:block;margin-top:10px;font-style:normal;font-size:13.5px;font-weight:700;color:var(--gold2)}
.cmp-lenders{max-width:760px;margin:0 auto}
.cmp-lenders h2{text-align:center;font-size:26px;color:#3a2c10;margin-bottom:14px}
.cmp-lender{display:flex;align-items:center;gap:14px;border:1px solid var(--line2);border-radius:14px;background:#fff;padding:14px 16px;margin-bottom:10px;cursor:pointer;transition:.15s}
.cmp-lender:hover{border-color:#d9bc83}
.cmp-lender input{position:absolute;opacity:0;pointer-events:none}
.cmp-check{flex:0 0 auto;width:22px;height:22px;border-radius:999px;border:2px solid var(--line2);position:relative}
.cmp-lender input:checked + .cmp-check{border-color:#cf9e44;background:radial-gradient(circle at 50% 50%,#cf9e44 0 7px,transparent 8px)}
.cmp-lender input:checked ~ .cmp-lender-body .cmp-lender-name{color:#a9803f}
.cmp-lender.is-best{border-color:#cf9e44;background:linear-gradient(135deg,#fff8eb,#fffdf7)}
.cmp-lender.is-disabled{opacity:.55}
.cmp-lender-name{display:block;font-weight:700;font-size:15.5px}
.cmp-lender-name em{font-style:normal;font-size:11px;font-weight:800;color:#a9803f;background:#f6e7c4;padding:2px 8px;border-radius:999px;margin-left:6px}
.cmp-lender-meta{display:block;font-size:13px;color:var(--ink2);margin-top:2px}
.cmp-actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin:26px 0 10px}
.cmp-actions .btn-choose{min-width:320px;padding:15px 24px;font-size:15px;border-radius:14px}
.cmp-anon{text-align:center;color:var(--ink2);font-size:13px;margin-top:8px}

/* ---------- DESIGN 3: LIFESTYLE (hero landing + bar chart) ---------- */
.design-lifestyle{max-width:1040px;margin:0 auto}
.ls-hero{position:relative;border-radius:24px;overflow:hidden;min-height:340px;display:flex;align-items:flex-end;box-shadow:var(--shadow-md);margin-bottom:20px}
.ls-hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.ls-hero-overlay{position:relative;z-index:1;padding:32px 30px;color:#fff;background:linear-gradient(0deg,rgba(58,38,10,.82),rgba(58,38,10,.05) 70%);width:100%}
.ls-hero-overlay h1{font-size:clamp(30px,4.6vw,52px);line-height:1.05;color:#fff;text-shadow:0 2px 12px rgba(0,0,0,.4);margin-bottom:8px;max-width:18ch}
.ls-hero-overlay p{font-size:16px;color:#fdf3e0;max-width:54ch;text-shadow:0 1px 6px rgba(0,0,0,.4)}
.ls-grid{display:grid;grid-template-columns:1.2fr 1fr;grid-template-areas:"stats chart" "lenders lenders";gap:16px}
.ls-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:var(--shadow-sm)}
.ls-card h2{font-size:21px;color:#3a2c10;margin-bottom:14px}
.ls-stats{grid-area:stats}
.ls-chart{grid-area:chart}
.ls-lenders{grid-area:lenders}
.ls-stat-row{display:flex;justify-content:space-between;gap:10px;padding:10px 2px;border-bottom:1px solid var(--line);font-size:15px}
.ls-stat-row span{color:var(--ink2)}
.ls-stat-row b{color:var(--ink);font-weight:700}
.ls-stat-row .muted-strike{color:#8c8378;text-decoration:line-through 2px #cc9b9b}
.ls-stat-row.big{border-bottom:none;margin-top:4px}
.ls-stat-row.big span{font-weight:700;color:var(--ink)}
.ls-stat-row.big b{font-family:Fraunces,Georgia,serif;font-size:30px;color:#a9803f}
.ls-bars{display:flex;align-items:flex-end;gap:26px;height:200px;padding:10px 8px 0;justify-content:center}
.ls-bar{display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%;width:80px}
.ls-bar-fill{width:60px;border-radius:8px 8px 0 0;transition:height .6s ease}
.ls-bar-fill.is-old{background:#e0d4ba}
.ls-bar-fill.is-new{background:var(--grad)}
.ls-bar-val{font-family:Fraunces,Georgia,serif;font-size:16px;color:#3a2c10;margin-top:8px}
.ls-bar-label{font-size:12.5px;color:var(--ink2);margin-top:2px}
.ls-lender{display:inline-flex;flex-direction:column;gap:2px;border:1px solid var(--line2);border-radius:14px;background:#fff;padding:12px 16px;margin:0 10px 10px 0;cursor:pointer;min-width:200px;transition:.15s}
.ls-lender:hover{border-color:#d9bc83}
.ls-lender input{position:absolute;opacity:0;pointer-events:none}
.ls-lender.is-best,.ls-lender input:checked ~ *{}
.ls-lender.is-best{background:linear-gradient(135deg,#f8edcf,#eccf93);border-color:#cf9e44}
.ls-lender:has(input:checked){border:1.5px solid #cf9e44;box-shadow:0 0 0 3px rgba(200,164,99,.22)}
.ls-lender.is-disabled{opacity:.55}
.ls-lender-name{font-weight:700;font-size:15px;color:#3a2c10}
.ls-lender-meta{font-size:12.5px;color:var(--ink2)}
.ls-checkout{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;background:linear-gradient(135deg,#fffaf0,#fdf1da);border:1px solid #e8d3a6;border-radius:20px;padding:20px 24px;margin-top:18px;box-shadow:var(--shadow-sm)}
.ls-checkout-info{display:flex;flex-direction:column}
.ls-checkout-info span{font-size:13px;color:var(--ink2)}
.ls-checkout-info strong{font-family:Fraunces,Georgia,serif;font-size:34px;color:#3a2c10;line-height:1}
.ls-checkout-actions{display:flex;gap:10px;flex-wrap:wrap}
.ls-checkout-actions .btn-choose{min-width:230px;padding:14px 22px;border-radius:999px;font-size:15px}
.ls-anon{text-align:center;color:var(--ink2);font-size:13px;margin-top:14px}

/* ---------- DESIGN 4: CHECKOUT (secure e-sign, asymmetric) ---------- */
.design-checkout{max-width:1000px;margin:0 auto}
.co-grid{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line2);border-radius:24px;overflow:hidden;background:#fbf8f1;box-shadow:var(--shadow-md)}
.co-info{padding:34px 32px;border-right:1px solid var(--line2);background:#fdfbf6}
.co-eyebrow{display:inline-block;font-size:11px;font-weight:800;letter-spacing:1.3px;text-transform:uppercase;color:var(--gold2);margin-bottom:12px}
.co-info h1{font-size:clamp(26px,3.2vw,38px);line-height:1.1;color:#3a2c10;margin-bottom:10px}
.co-lead{color:var(--ink2);font-size:14.5px;margin-bottom:18px}
.co-spec{border-top:1px solid var(--line);margin-bottom:16px}
.co-spec-row{display:flex;justify-content:space-between;gap:10px;padding:11px 0;border-bottom:1px solid var(--line);font-size:14px}
.co-spec-row span{color:var(--ink2)}
.co-spec-row b{color:var(--ink);font-weight:700}
.co-monthly{display:flex;align-items:baseline;justify-content:space-between;gap:10px;background:var(--cream);border:1px solid var(--line2);border-radius:14px;padding:14px 18px;margin-bottom:18px}
.co-monthly span{font-size:13px;color:var(--ink2)}
.co-monthly strong{font-family:Fraunces,Georgia,serif;font-size:32px;color:#3a2c10}
.co-lenders-head{font-size:13px;font-weight:700;color:var(--ink2);text-transform:uppercase;letter-spacing:.5px;margin-bottom:10px}
.co-lender{display:flex;align-items:center;gap:12px;border:1px solid var(--line2);border-radius:12px;background:#fff;padding:11px 14px;margin-bottom:8px;cursor:pointer;transition:.15s}
.co-lender:hover{border-color:#d9bc83}
.co-lender input{position:absolute;opacity:0;pointer-events:none}
.co-radio{flex:0 0 auto;width:18px;height:18px;border-radius:999px;border:2px solid var(--line2)}
.co-lender input:checked + .co-radio{border-color:#cf9e44;background:radial-gradient(circle at 50% 50%,#cf9e44 0 5px,transparent 6px)}
.co-lender.is-best{border-color:#cf9e44;background:linear-gradient(135deg,#fff8eb,#fffdf7)}
.co-lender.is-disabled{opacity:.55}
.co-lender-text b{display:block;font-size:14.5px;color:#3a2c10}
.co-lender-text small{display:block;font-size:12.5px;color:var(--ink2)}
.co-action{position:relative;padding:34px 32px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;background:linear-gradient(180deg,#fbf6ea,#f4e7cb);overflow:hidden}
.co-wings{position:absolute;top:42%;left:50%;transform:translate(-50%,-50%);width:80%;color:#d4af6a;opacity:.12;pointer-events:none;z-index:0}
.co-wings svg{width:100%}
.co-action>*{position:relative;z-index:1}
.co-progress{width:100%;max-width:300px;margin-bottom:20px}
.co-progress-bar{height:8px;border-radius:999px;background:#e6d6b4;overflow:hidden}
.co-progress-bar span{display:block;height:100%;background:var(--grad);border-radius:999px}
.co-progress-label{font-size:12.5px;font-weight:700;color:var(--gold2);margin-top:8px;letter-spacing:.3px}
.co-action h2{font-size:clamp(26px,3vw,36px);color:#3a2c10;margin-bottom:8px}
.co-action p{font-size:14.5px;color:var(--ink2);max-width:34ch;margin-bottom:20px}
.co-cta{padding:16px 28px;border-radius:999px;background:var(--grad);color:#3a2c10;font-size:15.5px;font-weight:800;box-shadow:0 14px 30px rgba(185,137,63,.4);min-width:280px}
.co-secondary{margin-top:10px;min-width:280px}
.co-badges{display:flex;gap:14px;flex-wrap:wrap;justify-content:center;margin-top:20px}
.co-badges span{font-size:12px;font-weight:700;color:var(--ink2)}
.co-anon{text-align:center;color:var(--ink2);font-size:13px;margin-top:16px}

/* ---------- DESIGN 5: DASHBOARD (modular card grid) ---------- */
.design-dashboard{max-width:1120px;margin:0 auto}
.db-bar{display:flex;align-items:center;gap:18px;background:#fffdf8;border:1px solid var(--line2);border-radius:16px;padding:12px 20px;box-shadow:var(--shadow-sm);margin-bottom:14px}
.db-brand{display:flex;align-items:center;gap:9px;font-family:Fraunces,Georgia,serif;font-size:19px;font-weight:600;color:#3a2c10}
.db-brand img{height:26px;width:26px}
.db-nav{display:flex;gap:20px;margin-left:18px}
.db-nav a{font-size:14px;font-weight:600;color:var(--ink2);cursor:pointer}
.db-nav a.active{color:#a9803f;border-bottom:2px solid #cf9e44;padding-bottom:3px}
.db-avatar{margin-left:auto;width:34px;height:34px;border-radius:999px;border:2px solid var(--line2);background:var(--cream)}
.db-crumb{font-size:12.5px;color:var(--ink3);margin:0 0 14px 4px;font-weight:600}
.db-grid{display:grid;grid-template-columns:1.25fr 1fr 1fr;gap:16px;align-items:start}
.db-card{background:#fffdf8;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:var(--shadow-sm)}
.db-card h3{font-size:15px;text-transform:uppercase;letter-spacing:.5px;color:var(--ink2);margin-bottom:12px}
.db-intro{grid-row:span 1}
.db-ico{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;font-size:26px;background:linear-gradient(135deg,#f3d488,#e0b25a);border:1px solid #cf9e44;margin-bottom:12px}
.db-intro h2{font-size:24px;color:#3a2c10;margin-bottom:8px;line-height:1.15}
.db-intro p{font-size:14px;color:var(--ink2);line-height:1.5}
.db-specs ul,.db-old ul{list-style:none;margin:0;padding:0;display:grid;gap:0}
.db-specs li,.db-old li{display:flex;justify-content:space-between;gap:10px;padding:10px 0;border-bottom:1px solid var(--line);font-size:14px}
.db-specs li span,.db-old li span{color:var(--ink2)}
.db-specs li b,.db-old li b{color:var(--ink);font-weight:700}
.db-old li b.strike{color:#8c8378;text-decoration:line-through 2px #cc9b9b}
.db-savings{background:linear-gradient(135deg,#fffaf0,#fdf1da);border-color:#e8d3a6}
.db-big{font-family:Fraunces,Georgia,serif;font-size:46px;line-height:1;color:#a9803f;font-variant-numeric:tabular-nums}
.db-savings-note{font-size:13px;color:var(--ink2);margin-top:8px}
.db-loan{padding:0;overflow:hidden;border:1.5px solid #cf9e44;box-shadow:0 14px 30px rgba(169,128,63,.2)}
.db-loan h3{padding:22px 22px 0}
.db-paths-stack{display:grid;gap:10px}
.db-finance{position:relative;display:grid;gap:2px;border:1px solid var(--line2);border-radius:14px;background:#fff;padding:16px;cursor:pointer;transition:.15s}
.db-finance:hover{border-color:#d9bc83}
.db-finance input{position:absolute;opacity:0;pointer-events:none}
.db-finance.is-featured{border:none;border-radius:0;background:linear-gradient(160deg,#fff7e6,#fffdf8);padding:18px 22px 22px}
.db-finance.is-featured:hover{border:none}
.db-finance:not(.is-featured):has(input:checked){border:1.5px solid #cf9e44;box-shadow:0 0 0 3px rgba(200,164,99,.2)}
.db-finance.is-disabled{opacity:.55}
.db-tag{display:inline-block;width:max-content;font-size:11px;font-weight:800;letter-spacing:.4px;text-transform:uppercase;color:#3a2c10;background:var(--grad);padding:3px 10px;border-radius:999px;margin-bottom:8px}
.db-finance-name{font-family:Fraunces,Georgia,serif;font-size:19px;color:#3a2c10}
.db-finance-meta{font-size:12.5px;color:var(--ink2)}
.db-finance-meta.na{color:#b1462f;font-weight:700}
.db-finance-pay{font-family:Fraunces,Georgia,serif;font-size:24px;color:#a9803f;margin-top:6px}
.db-finance-pay small{font-size:13px;color:var(--ink2)}
.db-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:20px}
.db-cta .btn-choose{min-width:300px;padding:15px 26px;border-radius:999px;font-size:15px}
.db-anon{text-align:center;color:var(--ink2);font-size:13px;margin-top:12px}

@media (max-width:900px){
  .cmp-split{grid-template-columns:1fr}
  .ls-grid{grid-template-columns:1fr;grid-template-areas:"stats" "chart" "lenders"}
  .co-grid{grid-template-columns:1fr}
  .co-info{border-right:none;border-bottom:1px solid var(--line2)}
  .db-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .db-grid{grid-template-columns:1fr}
  .cmp-actions .btn-choose,.ls-checkout-actions .btn-choose,.db-cta .btn-choose,.co-cta,.co-secondary{min-width:0;width:100%}
}

/* ===== Invite-campaign landing hero (matches invite-email design #1/#5a) ===== */
.invite-hero{
  display:grid;grid-template-columns:1.05fr .95fr;gap:0;align-items:stretch;
  margin:0 0 26px;border:1px solid #ece0cc;border-radius:18px;overflow:hidden;
  background:linear-gradient(180deg,#fffdf8,#fdf6ea);
  box-shadow:0 14px 40px rgba(120,90,40,.12);
}
.invite-hero-copy{padding:34px 34px 30px;display:flex;flex-direction:column;justify-content:center}
.invite-hero-eyebrow{
  font-family:Inter,system-ui,sans-serif;font-size:12.5px;font-weight:700;letter-spacing:.6px;
  text-transform:uppercase;color:#a9803f;margin-bottom:12px;
}
.invite-hero-title{
  font-size:34px;line-height:1.15;margin:0 0 10px;color:#2c241b;font-weight:700;
}
.invite-hero-sub{
  font-family:Georgia,serif;font-style:italic;font-size:18px;color:#b9893f;margin:0 0 14px;
}
.invite-hero-body{
  font-size:15.5px;line-height:1.65;color:#4a4034;margin:0 0 18px;max-width:46ch;
}
.invite-hero-seals{display:flex;flex-wrap:wrap;gap:14px;font-size:13px;font-weight:600;color:#7c6f5c}
.invite-hero-seals span{white-space:nowrap}
.invite-hero-art{
  min-height:340px;background-image:url('/img/email-hero-cottage.jpg');
  background-size:cover;background-position:center;
}
.invite-hero--insider{background:linear-gradient(180deg,#fdf6ea,#f5f0e8)}
.invite-hero--insider .invite-hero-title{color:#9e7e48}
.invite-hero--insider .invite-hero-art{background-image:url('/img/email-hero-golden.jpg')}
@media(max-width:820px){
  .invite-hero{grid-template-columns:1fr}
  .invite-hero-art{min-height:220px;order:-1}
  .invite-hero-title{font-size:27px}
}

/* ===== Mobile nav + dashboard fixes (2026-06-24, Drew: "menu blocks all content") ===== */
@media (max-width:760px){
  /* Public site nav: was display:none with no replacement -> bring it back as a
     horizontal scrollable strip so links aren't lost on phones. */
  .site-header .inner{flex-wrap:wrap;row-gap:8px;column-gap:10px;padding:10px 14px}
  .main-nav{display:flex;order:3;width:100%;margin-left:0;gap:6px;
    overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;
    padding-bottom:2px;border-top:1px solid var(--line);padding-top:8px}
  .main-nav::-webkit-scrollbar{display:none}
  .main-nav a{flex:0 0 auto;white-space:nowrap;padding:6px 12px;border-radius:999px;
    border:1px solid var(--line2);background:#fff;font-size:13px}
  .main-nav a.active{background:linear-gradient(180deg,#f3e4c5,#ead2a4);border-color:#d9bc83;color:#3a2c10}
  .header-actions{margin-left:auto;gap:8px}
  .header-actions .btn{padding:9px 13px;font-size:13px}

  /* Dashboard: sidebar was stacking full-height on top, burying all content.
     Turn it into a compact sticky horizontal pill strip. */
  .dashboard-sidebar{position:sticky;top:0;z-index:40;display:flex;align-items:center;gap:8px;
    padding:10px 12px;border-radius:14px;overflow-x:auto;-webkit-overflow-scrolling:touch;
    scrollbar-width:none;background:rgba(255,249,239,.97);backdrop-filter:blur(6px)}
  .dashboard-sidebar::-webkit-scrollbar{display:none}
  .sidebar-group{display:flex;flex-direction:row;gap:8px;align-items:center}
  .sidebar-group + .sidebar-group{margin-top:0;padding-top:0;border-top:none;
    padding-left:8px;margin-left:2px;border-left:1px solid var(--line)}
  .side-link{flex:0 0 auto;white-space:nowrap;padding:9px 13px;font-size:13.5px}
  .side-ico{margin-right:0}
  .dashboard-layout{display:block}
  .dashboard-main{margin-top:16px}
}

/* Dashboard pages already have the full sidebar menu; the 4-link header nav is
   redundant and produces a double strip on mobile. Hide it there only. */
@media (max-width:760px){
  body.dashboard-page .site-header .main-nav{display:none}
}

/* Save-a-loved-one: address-lead + optional block (2026-06-25) */
.address-lead{background:var(--cream);border:1px solid var(--line2);border-radius:14px;padding:18px 18px 16px;margin-bottom:18px}
.address-lead > label{display:block;font-size:15px;margin-bottom:7px}
.address-lead .req-tag{display:inline-block;margin-left:6px;font-size:11px;font-weight:700;letter-spacing:.02em;text-transform:uppercase;color:#7c5311;background:#f7ebd7;border:1px solid #efdbbc;border-radius:999px;padding:2px 8px;vertical-align:middle}
.address-lead input{font-size:15px}
.optional-block{border-top:1px dashed var(--line2);padding-top:16px}
.optional-title{font-size:15px;font-weight:700;margin:0 0 4px;display:flex;align-items:center;gap:8px}
.optional-title .opt-tag{font-size:11px;font-weight:600;letter-spacing:.02em;text-transform:uppercase;color:var(--ink2);background:#f1e8d8;border:1px solid var(--line);border-radius:999px;padding:2px 8px}
.optional-note{margin:0 0 14px;max-width:none}

/* Address autocomplete (2026-06-26) */
.ac-wrap{position:relative}
.ac-list{position:absolute;z-index:50;left:0;right:0;top:calc(100% + 4px);margin:0;padding:6px;list-style:none;background:#fff;border:1px solid var(--line2);border-radius:12px;box-shadow:var(--shadow-md);max-height:300px;overflow:auto}
.ac-item{display:flex;flex-direction:column;gap:1px;padding:9px 11px;border-radius:8px;cursor:pointer}
.ac-item:hover,.ac-item.active{background:var(--cream)}
.ac-main{font-weight:600;color:var(--ink);font-size:14px}
.ac-sub{font-size:12px;color:var(--ink2)}

/* Reward banner on Save-a-loved-one (2026-06-26) */
.reward-banner{display:flex;align-items:center;gap:14px;margin:14px 0 4px;padding:14px 18px;border-radius:14px;background:linear-gradient(120deg,#fbf2dd,#f5e4c0);border:1px solid var(--line2);box-shadow:var(--shadow-sm)}
.reward-banner-ico{font-size:26px;line-height:1}
.reward-banner-text{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px;flex:1;font-size:15px;color:var(--ink)}
.reward-banner-label{font-weight:600}
.reward-banner-amount{font-weight:800;font-size:22px;color:var(--gold2);letter-spacing:.2px}
.reward-banner-suffix{color:var(--ink2)}
.reward-banner-edit{display:inline-flex;align-items:center;gap:6px;padding:8px 12px;border-radius:10px;background:#fff;border:1px solid var(--line2);color:var(--gold2);font-weight:600;font-size:13px;white-space:nowrap;transition:background .15s,border-color .15s}
.reward-banner-edit:hover{background:var(--cream);border-color:var(--gold2)}
.wrench-ico{font-size:14px}
@media (max-width:560px){.reward-banner{flex-wrap:wrap}.reward-banner-edit{width:100%;justify-content:center}}

/* Template gallery in Resources (2026-06-26) */
.tmpl-gallery{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px;margin-bottom:8px}
.tmpl-card{display:flex;flex-direction:column;gap:7px;padding:16px;border-radius:14px;background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow-sm);transition:transform .15s,box-shadow .15s,border-color .15s}
.tmpl-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--gold2)}
.tmpl-card h4{margin:2px 0 0;font-size:17px;color:var(--ink)}
.tmpl-card p{margin:0;font-size:13px;color:var(--ink2);line-height:1.45;flex:1}
.tmpl-tone{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:var(--ink2)}
.tmpl-tone-dot{width:9px;height:9px;border-radius:50%;display:inline-block}
.tone-1 .tmpl-tone-dot{background:#7bb47e}
.tone-2 .tmpl-tone-dot{background:#a9c97a}
.tone-3 .tmpl-tone-dot{background:#e0b765}
.tone-4 .tmpl-tone-dot{background:#dd9450}
.tone-5 .tmpl-tone-dot{background:#cc6b54}
.tmpl-preview-cta{margin-top:4px;font-size:13px;font-weight:700;color:var(--gold2)}

/* Save-a-loved-one: labeled attachments + submit spacing (2026-06-26) */
.attachments-block{margin-top:6px}
.attachments-heading{font-weight:700}
.attachments-note{margin:4px 0 12px}
.attach-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 18px}
.attach-item label{display:block;font-size:13px;font-weight:600;color:var(--ink2);margin-bottom:4px}
.attach-item input[type="file"]{width:100%}
.form-actions{margin-top:28px}
@media (max-width:640px){.attach-grid{grid-template-columns:1fr}}